June 21, 2021
Agency3 Reasons Why Renting is Good for Your Finances
Becoming a homeowner may be a big part of the American Dream, but you certainly don’t have to buy a home to have a good life or live the dream life. People are quick to point out that, with prime interest rates, you can get a mortgage with a monthly payment that is roughly the […]
May 20, 2021
AgencyCan My Teen Get Car Insurance Discounts?
Insurance for teen drivers is notoriously expensive. Insurance agencies typically push up the price for teen drivers due to the fact that the agency faces more risk by insuring a new, young driver. Unfortunately, that means high premiums for you. This doesn’t mean you’re out of luck, however. Often, teen drivers will qualify for auto […]
April 29, 2021
AgencyUnderstanding the Elements of Motorcycle Insurance
Just like with a vehicle, your motorcycle faces a variety of dangers both on and off the road that should be protected by insurance. Motorcycle insurance has many different elements of coverage designed for your bike. Required Motorcycle Insurance Almost all states require vehicle operators, including bikers, to carry vehicle insurance. Usually, the […]
January 13, 2021
AgencyShould I Buy Car Insurance Before Buying a Car?
Although limits may change depend on where you live, each state requires you to carry auto insurance to drive legally on the road. But what should you do if you don’t yet have a vehicle? When is the right time to get auto insurance? In general, you need auto insurance by the time you’re ready […]
December 30, 2020
AgencyWhy Maintaining Your Windows is Essential to Home Security
You never know when an accident might happen in your home. That’s why you have homeowners insurance to help you pick up the pieces when something goes wrong. However, your policy will only be able to help you after an accident occurs, and it won’t cover damage that results from normal wear & tear. It’s […]
November 30, 2020
AgencyDo I Have to Pay for an At Fault Claim?
Fault as it refers to car insurance refers to who is considered to be at fault for an accident. If you are at fault for an accident, you may be expected to pay for damages and injuries you have caused to the other people involved. How is Fault Decided? Fault is primarily decided through police […]
October 15, 2020
AgencyHow Much Renters Insurance Do I Need for My Belongings?
When looking for renters insurance, you will want to carefully consider how much coverage you need. Part of renters insurance covers personal belongings, which provides compensation if your personal items are lost or damaged due to fire, lightning, smoke, theft, vandalism and more. How much insurance you need to protect your belongings depends, however. Your insurance limits will […]
August 26, 2020
AgencyDoes Motorcycle Insurance Have the Same Coverage as Car Insurance?
Although motorcycles are vastly different from some vehicles, a lot of the insurance needs are the same or similar. Both policy types are designed to cover the driver, passengers, the vehicle and everyone else on the road in case of an accident. Coverages They Share Coverages shared between motorcycle and car insurance policies include: […]
February 25, 2020
AgencyDoes Renters Insurance Cover Flood Damage from the Toilet?
Plumbing issues can happen to any apartment. Overflows can cause a lot of damage if not caught in time. So what happens if your toilet suddenly overflows and ruins the rug and your clothes? Unfortunately, this isn’t a straight forward answer. In general, a renters insurance policy won’t cover water damage. Floods are not part […]
January 30, 2020
AgencyWhat is the Statute of Limitations on Traffic Tickets with Car Insurance?
In legal terms, the statute of limitations for moving violations is typically going to be two years, depending on the nature and severity of the violation. This means that once those two years are up, there’s not much that the courts can do to you. Of course, trying to dodge a ticket for two years […]