November 30, 2020
AgencyDo I Have to Pay for an At Fault Claim?
Fault as it refers to car insurance refers to who is considered to be at fault for an accident. If you are at fault for an accident, you may be expected to pay for damages and injuries you have caused to the other people involved. How is Fault Decided? Fault is primarily decided through police […]
December 11, 2019
AgencyDirt Bike vs. Motorcycle: The Difference According to Your Insurer
For bike enthusiasts, dirt bikes and motorcycles are as different as cars and horses, but your bike is technically going to be considered a motorcycle by your insurer. That means your dirt bike could need to be covered under motorcycle insurance. Your insurer also draws a line between dirt bikes and motorcycles in several other […]
August 13, 2019
AgencyHome Insurance For Your Duplex
Owning a duplex can provide several benefits to you. It means you can live in one side and rent the other, if you like. Owning real estate means you need to have proper home insurance coverage, however. With the rental factor, duplex home insurance can be a bit different. With more people buying these properties […]
September 28, 2018
AgencyA Truck Kicks Up a Rock, Shattering Your Windshield: Who Pays?
Here are some shocking statistics. Between the years of 2011 and 2014, 200,000 police-reported accidents occurred on US roads related to road debris, according to AAA. This resulted in 500 people dying and 39,000 people suffering injuries. In some cases, auto insurance can help cover the costs. But, when a rock hits your window on […]
July 24, 2018
AgencyWhat Is Non-Standard Auto Insurance?
Non-standard auto insurance is a policy that can help individuals who are high risk. This is a term used by insurers to classify those drivers who may not qualify for lower rates on policies. Sometimes, these drivers have difficulty obtaining insurance at all. This is usually due to previous claims or driving records. It is […]