renters insurance

Many first-time renters may purchase a renters insurance policy and then never look at it again. A simple renters insurance policy shouldn’t change that much, should it? Unfortunately, there can be changes both to your policy and in your life that may mean a need to review your policy.  Buying More Personal Belongings  A large […]

If you’re a renter, one of the most important things you need to have is adequate renters insurance. Yes, you need specific insurance to help protect your personal belongings and yourself in case of an incident at your rental property (e.g., apartment or condo). Unfortunately, there are many misconceptions surrounding renters insurance. Let’s dispel some […]

Plumbing issues can happen to any apartment. Overflows can cause a lot of damage if not caught in time. So what happens if your toilet suddenly overflows and ruins the rug and your clothes? Unfortunately, this isn’t a straight forward answer. In general, a renters insurance policy won’t cover water damage. Floods are not part […]

Falling trees don’t care what is below them. They land where they fall. If it is on your rental home, then a lot of costly damage could result. The question is, who pays if a tree falls on a rental property? Rental properties contain assets belonging to both the landlord and the tenant. Therefore, damage […]

Living in a rented property means residing somewhere that belongs to another person. Therefore, the property owner will have certain responsibilities for the property’s upkeep. Nevertheless, they likely won’t be around all the time. Still, problems might always occur. As the property’s resident, what are some things you can do to watch out for potential […]